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In Vivo Allergy Sensitivity Testing
MA06.004d

Policy

This policy uses coverage criteria developed solely based on applicable Medicare statutes, regulations, NCDs, LCDs, CMS manuals and other applicable Medicare coverage documents.​


The Company reserves the right to reimburse only those services that are furnished in the most appropriate and cost-effective setting that is appropriate to the member's medical needs and condition.​​​


MEDICALLY NECESSARY


PERCUTANEOUS (SCRATCH, PUNCTURE, PRICK) ALLERGY TESTING

Percutaneous (scratch, puncture, prick) allergy testing is considered medically necessary and, therefore, covered when used to evaluate IgE-mediated hypersensitivity to at least one of the following: 

  • Inhalants (may require up to 70 prick/puncture tests​)

  • Foods

  • Hymenoptera (stinging insects)

  • Chemicals

  • Specific drugs (e.g., penicillins and macromolecular agents)​​

INTRACUTANEOUS (INTRADERMAL) ALLERGY TESTING

Intracutaneous (intradermal) allergy testing is considered medically necessary and, therefore, covered when used to evaluate IgE-mediated hypersensitivity to at least one of the following: 

  • Inhalants (may require up to 40 intracutaneous tests)

  • Hymenoptera venoms (e.g., bee venom)

  • Drugs (e.g., penicillin, insulin, heparin, muscle relaxants)

  • Chemical

PATCH TESTING

​Patch testing is considered medically necessary and, therefore, covered when used to diagnose allergic contact dermatitis (ACD) (may require up to​ 80 patch tests).


OTHER TYPES OF ALLERGY TESTING

The following allergy tests are considered medically necessary and, therefore, covered for the diagnosis, evaluation, and treatment of allergies:

  • Photo patch testing 

  • Photo testing 

  • Serial endpoint titration (SET) testing (e.g., intradermal dilutional testing [IDT]) 

  • Ophthalmic mucous membrane challenge testing

  • Direct nasal mucous membrane testing 

  • Bronchial inhalation challenges 

  • Food ingestion challenges ​

NOT COVERED


All other allergy testing including, but not limited to, the following are not covered by the Company because they are not covered by Medicare; t​herefore, they are not eligible for reimbursement consideration:

REQUIRED DOCUMENTATION

The individual's medical record must reflect the medical necessity for the care provided. These medical records may include, but are not limited to: records from the health care professional's office, hospital, nursing home, home health agencies, therapies, and test reports.

The Company may conduct reviews and audits of services to our members, regardless of the participation status of the provider. All documentation is to be available to the Company upon request. Failure to produce the requested information may result in a denial for the service.


Guidelines

This policy is consistent with Medicare's coverage determination. The Company's payment methodology may differ from Medicare. ​

BENEFIT APPLICATION

Subject to the terms and conditions of the applicable Evidence of Coverage, in vivo allergy sensitivity testing is covered under the medical benefits of the Company’s Medicare Advantage products when the medical necessity criteria listed in this medical policy are met. However, services that are identified in this policy as experimental/investigational or not medically necessary are not eligible for coverage or reimbursement by the Company.

BILLING GUIDELINES

If percutaneous or Misspelled Wordintracutaneous (intradermal) sequential and incremental injections and single injection tests are performed on the same date of service, both the sequential and incremental injection and single injection test codes may be reported if the tests are different allergens or different dilutions of the same allergen.

The unit of service to report is the number of separate injections. Do not report both a single injection test and a sequential and incremental injection test for the same dilution of an allergen. For example, if the single injection test for an antigen is positive and the provider proceeds to sequential and incremental injection tests, with three additional different dilutions of the same aMisspelled Wordntigen, the provider may report one unit of service for the single injection test code and three units of service for the sequential and incremental test code.

Serial endpoint titration (SET) testing (e.g., intradermal Misspelled Worddilution​al testing [IDT]) is reported and reimbursed on a per allergen basis.

Inclusion of a code in this policy does not imply reimbursement. Eligibility, benefits, limitations, exclusions, precertification/referral requirements, provider contracts, and Company policies apply.

Description

An allergy is defined as an acquired hypersensitivity to a substance (allergen) that does not normally cause a reaction. It is essentially a disorder of the immune system that results in an antibody–antigen reaction. The most common manifestations of allergy involve the respiratory tract or the skin. Allergic conditions can cause manifestations such as, but not limited to, eczema, allergic rhinitis, hay fever, bronchial asthma, and urticaria (hives). Severe reaction, such as an anaphylactic response, can result in dyspnea, violent cough, chest constriction, cyanosis, fever, pulse variations, convulsions, and/or collapse.

As the majority of clinically significant environmental, food, and medication allergies are mediated by an immune globulin E (IgE) antibody immune system response, allergy testing aims to identify an IgE-specific response to the allergen in question through in vivo or in vitro methods. In vivo allergy tests are those that are performed directly on the individual; in vitro tests are performed using an individual's serum sample.

In vivo allergy testing is performed to determine an individual's sensitivity to particular allergens and the degree of the reaction. This testing will provide recommendations for changes in the home/work environment and/or evaluate the necessity of medications and/or immunotherapy to control the reactions. Skin-prick testing is the most commonly performed allergy sensitivity test, although the following cutaneous and mucous membrane tests may also be included in an allergy evaluation:
  • Skin tests (prick, scratch, intradermal)
  • Intradermal testing
  • Patch testing
  • Photo patch testing
  • Photo testing
  • Bronchial inhalation challenges
  • Food ingestion challenges
  • Mucous membrane testing
  • Serial endpoint titration (SET) testing (e.g., intradermal Misspelled Worddilutional testing [IDT])
In vivo allergy tests must be interpreted in the context of each individual’s specific clinical history; the diagnosis of an allergic disorder cannot be based solely on the result of an in vivo sensitivity test. Allergy is a dynamic physiologic response with multiple contributing variables, including, but not limited to, presence of allergen-specific IgE. Although most individuals who experience symptoms of hypersensitivity on allergen exposure show measurable levels of allergen-specific IgE, some sensitized individuals may be asymptomatic on exposure to the allergen of interest. Skin tests and other in vivo tests are important and recommended in the identification of allergy, but it should be noted that alone they are not sufficient to diagnose allergy.​

All individuals should not necessarily receive the same number of allergy tests. Testing should be patient-specific based on the history, physical examination, and provider's clinical judgement. Per evidence-based guidelines, the number of skin tests (e.g., ≤​70 prick/puncture and 40 Misspelled Wordintracutaneous tests) for inhalant allergens is justified as an initial diagnostic evaluation. Also, up to 80 patch tests may be required for an allergic contact dermatitis (ACD) diagnosis. Routine annual utilization of a large number of skin tests or tests without a discernable indication would not be indicated. 
 ​​
SKIN TESTING

Skin tests (prick, scratch, intradermal) accurately measure an individual's response to certain allergens. A small amount of solution containing different allergens is used. The professional provider either injects or applies the solution to the skin and evaluates the skin reaction. Photo patch testing includes exposing the skin to a dose of ultraviolet light that is sufficient to produce an inflammatory redness of the skin. If the test is positive, a more severe reaction develops at the patch site than on the surrounding skin. 

PATCH TESTING


Patch testing is used to differentiate ACD and irritant contact dermatitis (ICD). Patch testing is the gold standard method of identifying the cause of ACD. A small amount of the suspected allergen is applied to the person's back and evaluated after 48, 72, and 96 hours.

 

PHOTO PATCH TESTING


Photo patch testing is a form of patch testing used when the reaction to the suspected antigen occurs only in the presence of sunlight. It includes exposing the skin to a dose of ultraviolet light that is sufficient to produce an inflammatory redness of the skin. If the test is positive, a more severe reaction develops at the patch site than on the surrounding skin.

 

PHOTO TESTS


Photo tests are used to evaluate skin abnormalities (e.g., itching, blisters, and hives) resulting from exposure to sunlight.

BRONCHIAL INHALATION CHALLENGES

Bronchial inhalation challenges are used to determine if an individual has hyper-responsive airways when skin testing sensitivity results are not consistent with an individual's history. Histamine, Misspelled Wordmethacholine, or allergens may be administered in increasing increments until a response is produced.

FOOD INGESTION CHALLENGES

Food ingestion challenges help diagnose allergies to food. The individual ingests the food to which sensitivity is suspected and is observed and evaluated for allergy symptoms. The individual must undergo a risk evaluation determination to find the food challenge category that describes their risk level (i.e., low risk or high risk). Risk evaluation decisions are based on the same types of data that are evaluated in the early food allergy diagnosis process (e.g., penicillin skin test [PST] results, patient history). Once a risk category is determined, the decision regarding what the most appropriate setting (office, hospital, or short procedure unit) for the oral food challenge can be made.

For the individual in the low-risk category, the settings where injections for allergen immunotherapy are administered should suffice for oral food challenges.

If the challenge is considered high risk (e.g., the individual is asthmatic, the individual has had a previous severe reaction), the challenge should be performed in a more controlled setting where additional interventions to support and reverse anaphylactic shock are available, such as a hospital or short procedure unit.

MUCOUS MEMBRANE TESTING

Conjunctival or nasal challenge testing involves the direct administration of the allergen to the mucosa, to test for suspected localized eye allergy or nasal allergy, respectively. The individual is observed and evaluated for allergy symptoms.

SET TESTING

SET testing is used in conjunction with immunotherapy to determine a starting point for an individual's sensitivity from an IgE standpoint for the allergen (antigen) in question. This procedure involves injecting a series of a very small amount of antigen into the individual's arm. Each injection bump, which is called a wheal, is then measured and recorded in millimeters. The size of the wheal helps the professional provider determine an individual's sensitivity to the allergen and what dosage is needed to safely begin the desensitization process. Generally, it takes three tests (dilutions) per allergen to determine the serial endpoint.

PROVOCATION-NEUTRALIZATION TESTING

Provocation-neutralization testing determines the presence of allergy to foods, inhalants, and environmental chemicals by exposing the individual to test doses of substances that are administered intradermally​, subcutaneously, or sublingually with the goal of either producing or preventing subjective symptoms. There is insufficient evidence to support the effectiveness of sublingual testing (antigens prepared for sublingual administration) and provocation-neutralization testing for the diagnosis and treatment of allergies.​

References

Abbas AK, Lichtman AH, Pillai S. Introduction to the immune system. In: Abbas AK, Lichtman AH, Pillai S. Basic Immunology: Functions and Disorders of the Immune System. 4th edition. Philadelphia PA: Elsevier Saunders, 2009: p1-22.


Ansotegui I, et al. IgE allergy diagnostics and other relevant tests in allergy, a World Allergy Organization position paper. World Allergy Organization Journal. Volume 13, Issue 2, 100080, 2020. Available at: https://www.worldallergyorganizationjournal.org/article/S1939-4551(19)31236-0/fulltext . Accessed February 16, 2026.


Bernstein IL, Li JT, Bernstein DI, et al. Allergy diagnostic testing: an updated practice parameter. Ann Allergy, Asthma, Immunol. 2008;100(3): s1-s22. Available at: https://www.aaaai.org/Aaaai/media/MediaLibrary/PDF Documents/Practice and Parameters/allergydiagnostictesting.pdf. Accessed February 16, 2026.

Boyce JA, Assa'ad A, Burks AW, et al. Guidelines for the diagnosis and management of food allergy in the United States. J Allergy Clin Immunol. 2010;126(6 0):S1-S58.


Centers for Medicare & Medicare Services. Medicare National Coverage Determinations Manual Chapter 1, Part 2 (sections 90-160.26) Coverage Determinations. 10/12/2023. Available at: https://www.cms.gov/regulations-and-guidance/guidance/manuals/downloads/ncd103c1_part2.pdf. Accessed February 16, 2026.

Fonacier L, Bernstein DI, Pacheco K, et al. Contact dermatitis: a practice parameter - update 2015. J Allergy Clin Immunol Pract. 2015;3(3S):S1-S39. Available at:  https://www.aaaai.org/Aaaai/media/MediaLibrary/PDF Documents/Practice and Parameters/Contact-dermatitis-2015.pdf. Accessed February 16, 2026.

Kowal K, DuBuske L. Overview of skin testing for allergic disease. [UpToDate Web site]. 04/03/2020. Updated 11/30/2022. Available at: https://www.uptodate.com/contents/overview-of-skin-testing-for-ige-mediated-allergic-disease. Accessed February 16, 2026.

Krouse JH, Mabry RL. Skin testing for inhalant allergy 2003: Current strategies. Otolaryngol Head Neck Surg. 2003;129(4 Suppl):S33-S49.

Novitas Solutions, Inc. Local Coverage Article. A56558: Billing and Coding: Allergy Testing. [Novitas Solutions Web site]. Original: 05/16/2019. (Revised: 10/07/2025). Available at: https://www.cms.gov/medicare-coverage-database/view/article.aspx?articleid=56558&ver=86&bc=0. Accessed February 16, 2026.

Novitas Solutions, Inc. Local Coverage Determination (LCD). L36241: Allergy Testing. [Novitas Solutions Web site]. Original: 10/01/2015. (Revised: 07/01/2020) Available at https://www.cms.gov/medicare-coverage-database/view/lcd.aspx?lcdId=36241&ver=98. Accessed February 16, 2026.​

Sampson HA, Aceves S, Bock SA, et al. Food allergy: a practice parameter update - 2014. J Allergy Clin Immunol. 2014;134(5):1016-1025. Available at: https://www.aaaai.org/Aaaai/media/MediaLibrary/PDF Documents/Practice and Parameters/Food-Allergy-A-Practice-Parameter-Update-2014.pdf. Accessed February 16, 2026.​


Coding

CPT Procedure Code Number(s)
MEDICALLY NECESSARY

95004, 95017, 95018, 95024, 95027, 95028, 95044, 95052, 95056, 95060, 95065, 95070, 95076, 95079

NOT COVERED

​THE FOLLOWING CODE IS USED TO REPRESENT SUBLINGUAL TESTING (ANTIGENS PREPARED FOR SUBLINGUAL ADMINISTRATION) and PROVOCATIVE NEUTRALIZATION TESTING FOR FOOD ALLERGIES:

95199

ICD - 10 Procedure Code Number(s)
N/A

ICD - 10 Diagnosis Code Number(s)
N/A

HCPCS Level II Code Number(s)
N/A

Revenue Code Number(s)
N/A



Coding and Billing Requirements


Policy History

Revisions From MA06.004d:
​04/01/2026

​This policy has been reviewed and reissued to communicate the Company’s continuing position on in vivo allergy sensitivity testing.
08/25/2025​​This version of the policy will become effective 08/25/2025​.

 

Criteria for the following tests have been revised:

  • ​Percutaneous (scratch, puncture, prick) allergy testing
  • Intracutaneous (Intradermal) allergy testing
  • ​Mucous membrane challenge tests​​

The following criterion has been revised:

  • Provocative testing is changed to Provocation/neutralization tests and moved from the Experimental/Investigational section to the Not Covered Section.

Revisions From MA06.004c: 
​10/30/2024
​The policy has been reviewed and reissued to communicate the Company’s continuing position on In Vivo Allergy Sensitivity​ Testing.​
​01/01/2024
​Effective 01/01/2024 this policy applies to New Jersey Medicare Advantage (MA) lines of business.
​10/04/2023
​This policy has been reissued in accordance with the Company's annual review process.​
02/20/2023​

This version of the policy will become effective 02/20/2023.
The Medical Necessity criteria for In Vivo Allergy Sensitivity Testing has been updated. ​


Revisions From MA06.004b: 
04/21/2021​​The policy has been reviewed and reissued to communicate the Company’s continuing position on In Vivo Allergy Sensitivity Testing.​
​01/01/2021
​This policy has been identified for the CPT code update, effective 01/01/2021.​

The following
 CPT code has been deleted from this policy:

95071

The following CPT code has been revised in this policy:

95070

Revisions From MA06.004a:
02/12/2020The policy has been reviewed and reissued to communicate the Company’s continuing position on in vivo allergy sensitivity testing.
02/25/2019This version of the policy will become effective 02/25/2019. The intent of this policy remains unchanged, but the policy has been updated to add further scientific background information.

Revisions From MA06.004:
11/22/2017This policy has undergone a routine review, and no revisions have been made.
01/01/2015This is a new policy.

8/25/2025
8/25/2025
4/1/2026
MA06.004
Medical Policy Bulletin
Medicare Advantage
No